CAPITAL
Smart Investment Return Calculator for Indian Investors
Planning your investments requires clarity, not guesswork.
Our Investment Return Comparison Calculator helps you evaluate how different investment options may perform over time based on your own assumptions.
This tool allows you to compare:
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Fixed Deposits (FDs)
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Small Finance Bank Fixed Deposits (SFB FDs)
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Mutual Funds
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Market Linked Debentures (MLD I & MLD II)
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Market returns linked to Nifty 50 expectations
By adjusting investment amount and expected returns, you can visualize potential outcomes across 1 year, 3 years, and longer-term horizons.
Why Use This Investment Calculator?
Choosing the right investment is not about chasing returns — it’s about understanding risk, time horizon, and realistic expectations.
This investment comparison tool helps you:
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Compare FD vs Mutual Fund returns
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Estimate potential market-linked investment outcomes
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Understand how compounding impacts long-term wealth
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Visualize different scenarios before making decisions
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Make informed conversations with your financial advisor
Whether you are a conservative investor or exploring market-linked opportunities, this calculator brings clarity to your planning process.
Who Is This Tool Useful For?
This calculator is designed for:
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Salaried professionals planning long-term investments
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Business owners evaluating surplus allocation
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NRIs comparing India investment options
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HNI clients assessing structured products
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Anyone comparing FD vs Mutual Fund vs MLD returns
No technical knowledge is required — simply enter your assumptions and view the results instantly.
How This Investment Return Calculator Works?
The calculator uses standard financial formulas such as compounding, CAGR (Compounded Annual Growth Rate), and scenario-based projections.
You can adjust:
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Investment amount
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FD interest rate
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Small finance bank FD rate
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Expected mutual fund return
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Expected Nifty 50 return
Based on these inputs, the tool dynamically recalculates outcomes across different products and time horizons.
This makes it a powerful financial planning aid for better decision-making.
Important Disclaimer
The results generated by this calculator are illustrative projections only and are based on user-defined assumptions.
They do not represent actual returns, guaranteed outcomes, or investment advice.
Market-linked instruments such as mutual funds and structured products are subject to market risks. Past performance and assumed returns do not guarantee future results. Users are advised to consult a qualified financial advisor before making investment decisions.